Auto Insurance
State Farm Auto Insurance
With the distinction of insuring more automobiles in North American than any other company, there’s an excellent chance State Farm has a policy to suit your needs. State Farm offers basic liability coverage to protect against bodily injury by covering medical costs, lost wages and other damages if involved in an accident. It also pays for property damage and potential legal defense and court costs.
State Farm’s personal injury protection is available to pay the “reasonable and necessary” medical expenses incurred from an accident and can help pay for physical rehabilitation, lost wages, replacement of services and funeral costs. Medical payments coverage ensures health care and funeral expenses are taken care of if the insured should have an accident.
Collision pays the damage minus a deductible when involved in an accident with another vehicle, hitting an object such as a tree or a vehicle rollover. Comprehensive pays for damages not caused by a collision or vehicle rollover. Examples include fire, wind, hail, flood, vandalism, theft or hitting an animal such as a deer.
State Farm also offers uninsured and underinsured motorist coverage to protect you in case of an accident caused by another driver with insufficient or no insurance coverage and you are injured. Towing is covered through optional emergency road service, and rental reimbursement pays for a car rental when your vehicle is damaged in an auto accident.
State Farm offers discounts for insuring multiple vehicles, having more than one insurance line, installing an anti-theft device and staying accident-free. Discounts also are provided for good students and good drivers.
